TIME TO BUY!
Talk to your REALTOR® today about helping you achieve the American dream!
Motivated Sellers and Inventory
Now is an ideal time to buy. In most markets affordability is high and there is an abundance of inventory. A modest recovery for existing-home sales was seen in 2009 and is expected to continue through 2010. There are many options out there for buyers and sellers who are willing to negotiate and work towards a win-win situation that works for both parties. Go to www.frankhansonrealestate.com to search for your ‘Dream Home’!
The Market is Getting Stronger and Every Market is Different
Frank is a career Realtor® who is aware that market information is different from neighborhood to neighborhood. Data is available to substantiate values and help buyers and sellers establish realistic housing goals.
FHA Loans Are Available
There are many choices for buyers looking for mortgages. One option, FHA home loans, are a viable alternative for many first time buyers. The Federal Housing Administration (FHA) —
which is part of the U.S. Department of Housing and Urban Development (HUD) — insures the loan, so your lender can offer you a better deal, including a low down payment and low
closing costs. The FHA single-family loan program is alive and well. As specialty mortgages have faded away, FHA is stepping in. In fact, the FHA market share is up to more than 30%, from just 6% in 2007. Find out about FHA and other loans by contacting Frank Hanson 602-740-0159 frank.hanson@azmoves.com.
Benefits of Ownership
Owning a home is the American dream. A home not only provides financial benefits but it also provides shelter and security to families.
Did you know that:
Home owners move less often and are more likely to vote and volunteer time for political and charitable causes than renters?
Children of homeowners tend to perform better in school and attain higher levels of education than children of parents who do not own a home?
Dollar for dollar, the rate of return on an individual’s cash down payment on a house is substantial? Given the leverage in purchasing a home, the average return on a 5% down payment over 10 years is usually three to five times greater than stock market returns?
When you own a home you may be able to deduct the property taxes and mortgage interest from your income taxes?
In most cases the gains that you make when you sell your primary residence are tax free?
Housing Market Facts
Frank has over 34 years as a Realtor® and a member of the National Association of Realtors and has multiple resources to help consumers find out the latest information about the housing market, including information specifically for buyers. Learn more about the benefits of home ownership by contacting Frank 602-740-0159 frank.hanson@azmoves.com.
Mortgages are at Historically Low Rates
For current information on the latest rates contact Frank Hanson at frank.hanson@azmoves.com.
Low interest rates, coupled with recent price declines, give people looking to upgrade a unique opportunity to take advantage of market conditions.
The Value of Your Investment
Real estate is a long-term investment. Home values could fall in some years, though, on average over the past 30 years, the median price of existing homes has increased about 6% every year. However, this is a national average and local markets vary widely. Thanks to the power of leverage, a homeowner’s return on investment is even more impressive over time.
Contact Frank…it’s time to Buy!
